Dental Indemnity Plans For Seniors Offering Comprehensive Coverage
Dental Indemnity insurance plans are becoming very popular
Indemnity plans pay based on a fee schedule. This means that there is a preset amount that the plan will pay for each procedure. Although you may use any dental provider you will usually pay less when using an in network provider. Another advantage of an indemnity plan is that they usually pay based on usual,reasonable, and customary charges.
Many indemnity plans will require a waiting period for major procedures while others will cover a smaller percentage the first year followed by a larger percentage for years 2 and beyond.
Many plans offer indemnity plans as well as PPO plans.
Some Advantages of a Dental Indemnity Plan Are Listed Below
No Network Limitations (You May Use Any Dental Provider)
Plan pays at the same rate for all Dental providers
Indemnity plans give you the greatest freedom of choice
Plans Listed on this page are actual insurance not discount plans